Tag Archive for 'If I wasn’t such a big fan of irony – I’d be pretty upset'

I’d like a tube of blog fodder with my order, please. Yes, I do have a coupon.

Do you ever go to stores that print off personalized coupons with your receipt?  A couple of the grocery stores we frequent do this, and Target is great about sending us coupon sets in the mail.  Granted, the collection of personalized coupons from Target border on creepy and stalkerish, but they’re helpful nonetheless.

Why, yes.  Yes, I would like a coupon for that item that I hide near the bottom of my cart so no one notices it, thanks!  ;)

I guess more and more places are doing this, and I appreciate coupons as much as the next guy, but sometimes they’re annoying.  The random ones that we’d never use are just wasteful, and the ones that hit a little too close to home make me feel weird.

It’s not that I’m completely offended by things like this (or offended easily in general), but something happened this weekend that made me pause.  I dare say, part of me *was* kind of offended or even almost embarrassed, but that’s not even the right way to describe it.

What’s a good cross between almost embarrassed and offended, without really being either, but teetering on the edge of both?  Ponder that.  And, given that, what would make things better or worse?  I know!  I’ll write about them in a public forum!

I’ve done this before, so this shouldn’t be too shocking.  (No, I won’t link to anything here, but feel free to do a search for chopsticks in the little search-field at the top of the blog.  If you dare.)  This time, I’ll keep the specific details to myself so as not to lure unsuspecting Googlers to the site or totally embarrass Claire when her friends find my blog years from now.

Plus, seeing ads for this particular item on my sidebar would probably make my head explode.  (But, because I’m such a big fan of irony, it would make me laugh…so there is an upside.)

I’ve written before about some challenges that Claire has had in the past.  She’s still following the doctor’s orders, and things are running smoothly.  So to speak. ;) Rather than pay full-price for her medication over-the-counter, we buy a generic brand available through the pharmacy with a doctor’s prescription for a fraction of the cost.  This weekend, Claire and I went to our local pharmacy to pick that up.  I was feeling particularly lazy, and it was snowing, so I decided to go through the Drive Thru instead of go into the store.  The friendly pharmacist promptly handled my transaction and handed me the paper bag.  Stapled to it were my receipts and paperwork.  I didn’t think anything of this.

I get home, and go about my day, and then I’m organizing my receipts, and I notice that this particular store has started printing coupons with the receipts.

When I saw their friendly product suggestion, I gasped out loud and then became equal parts nearly embarrassed and almost offended.

My hubby wanted to know what was wrong, and it took me a while to even explain why I was so taken aback by this.  It was hilarious and not funny at all, all at the same time.  I mean, Claire is three!  Apparently their little computer system doesn’t take that into account.  She’s clueless (thankfully!!) to the stigma attached to her prescription or for the item on the coupon Momma got with her order.  I felt the need to defend her, and us!  I wanted to shout, “She has ABSOLUTELY NO NEED for anything related to her prescriptions, and neither do we!”

But, we already know that.  And, the computer has no idea.  Numbers in.  Numbers out.  I doubt the pharmacist even gave the coupon a second look before he stapled it to our bag.

I guess, if an adult was taking Claire’s Rx, they *might* need what was suggested on the coupon.  Maybe.  But, odds are, they wouldn’t want some computer somewhere spitting out a very blatant reminder.  Would they?

Or maybe they wouldn’t care.  Maybe they’d look at the coupon and say, “Sweet!  My special cream is $2 off!  Let’s stock up!”

Not that there’s anything wrong with that.

;)

Day Nine – Held Hostage

Yes, the title of this post is dramatic, but it’s the truth.  It is what it is.  I’m being held hostage, and today is Day Nine.

It started out with the best of intentions.  I decided to walk through the Holiday Aisle at Target one day.  It was a Monday.  Claire was in her Young Preschoolers Class, and it was the perfect time to pick some things up and scratch them off of Santa’s List.

Candy canes?  Check!

What else…what else?

Oh, look!  A Christmas Countdown Calendar!  How perfect!  This would be something fun that Claire and I could do every morning.  Find the day, open it up, see the picture and eat the little chocolate candy.

Awesome!

So, the calendar and my other purchases were hidden downstairs with the rest of the holiday loot.

It wasn’t until the afternoon of December 1st that I remembered I had the Countdown Calendar!  I’d been chatting with one of my friends online, and she mentioned something that triggered my memory.  How could I forget!  Right after Claire’s nap, I got out the Calendar, and we found the little square marked “1″ and opened it up.

Claire was thrilled.

I let her eat the teeny tiny square of chocolate with the little picture imprinted on it.

She was beside herself.

And, then she wanted to open up the next one.  TWO comes after ONE!  Let’s open that one!

Uh, no.  I mean, yes.  Two comes after One, but we have to open it up on December 2nd. Tomorrow. We already opened up the one for today.

So?
Let’s open up Number Two Right Now!
What about now?
Or now?
Could we pretend that today is tomorrow and open up the next one now?
But, there’s chocolate in there!
Can we open it now?
Please, Momma, may we open up the next one!?

Such a polite little beggar.  But, the answer was still no.  Until the next day, in which she got to open up the next little door, and the begging started once again.

And, so began my captivity.
We’ve suffered through nine days.
Today is Day Nine.
ALL DAY.
It is NOT Day Ten.
Tomorrow is Day Ten.
No, we may not open up the next little box.

My husband got a kick out of my predicament…until our captor turned her sights on him.  That’s when he looked at the back of the box and told me that a serving size was listed as 12 pieces.

Thanks, but you’re not helping!  ;)

One a day!  That’s the joy of the Countdown Calendar.
Can’t you feel the joy?
:)

In all honesty, the irony of a calendar causing such frustration to a perfectionist who totally digs calendars is not lost on me, and that does bring me some joy…it’s twisted logic, but it is joy.  :)

I was talking to my sister-in-law the other day on the phone and told her what was happening.  I told her how I’d thought it was such a good idea!  A little countdown calendar to make the holidays fun!

Wrong!
This was not what I had expected!!

She laughed and said that her childhood was full of memories of the countdown calendar and how she and her brothers would not only beg to open more than one door a day, but they would fight over who could open up the next window and who would eat the candy this time.  So, it was good to hear that other parents have suffered before me and that I’m not alone.

I’ll tell you one thing, though.  The Countdown Calendar is working.  I can’t wait for the 25th to get here.  In fact, it can’t get here soon enough.  ;)

Checking and Double-checking the Checking? Check!

So, yesterday, in the wee morning hours, I was doing some online banking. It’s my favorite time to do this, because the house is quiet and I can think without being interrupted. My plan was to get in and get out, do my daily checking of the accounts and then get to bed.

Imagine my surprise when something jumped out at me. There it was: on one of my checking accounts, an unauthorized charge. First of all, I knew something was wrong, because this was an account I don’t even really use anymore. I keep it open as a back-up, and it’s a valid account, but it’s not the main one we use.

My mind started racing. I can count on one finger the number of actual real checks I write on a monthly basis, and I’m really careful to do that out of the proper check book. As I’m clicking on the handy little online image of the cancelled check, I’m frantically trying to piece this all together. How did this happen? This charge amount makes no sense! What could it be?

The scanned copy of the check is really hard to read and looks totally fake, and I waste no time in calling the contact number for the bank. Will they be open!? How can I sleep if they’re not open!? Why do I do my online banking in the wee morning hours!? I’m zooming in on the check-image when a representative gets on the line.

A live person is really there!  Yay!

I’m trying to remain calm, but I can’t stop shaking. How did this happen? We cross-shred every piece of paper that leaves this house if it has any identifiable information on it. We’re very careful with the information we share online and never enter information into non-secure websites (I ALWAYS look for the little s after the http…_) Not to mention, I haven’t actually used this account in years, and I’ve NEVER used it online.

The representative could read the company name on the check and the phone number. It was indeed, a fraud. Someone had used my information without my knowledge or consent.

I couldn’t breath.

I started to panic but then I got myself under control. We’d caught it.  Whatever was going on, we’re aware of it now.

Her voice was so calm and reassuring. She was so business-like and took charge of the situation. She called the number with me on the line. I nearly laughed out loud when I was told what the charges were actually for. Without going into some fun googleable descriptions, let’s just say that I am an “adult,” but I don’t find this particular situation to be a very enjoyable form of “entertainment.” ;)

*ahem*

Of course, the place we’d called “was just a billing agency.” But they would cancel the charges (or something like that), and either way, the bank was doing their own investigation. Hopefully, all the charges to my account will be refunded and we can put this mess behind us.

*fingers crossed*

In the meantime, my account is frozen and I’m being issued another one. It’s a good thing I have another one to use in the meantime! I called all of the Credit Bureau Agencies to issue a Fraud Alert on my social security number. An investigation has been launched, and there’s not much more I can do.

Just to add insult to injury, I’m not sure how I could have prevented all this.

I mean…I’m already vigilant with our accounts. I already shred every piece of documentation we no longer need. Our home networks are secure. Nearly every statement we get is online and encrypted, so that people can’t steal them from the postal mail. The same goes for “real” checks. All of our monthly bills are paid online and through a different account.

And, it just doesn’t even make sense. The funniest thing about it is that they got my name spelled right on the fake check. NO ONE spells my name right.

Leave it to the criminals…  :)

I did a search on Google while on the phone with the representative, and I’m not the only one who has fallen victim to this company. I’m not going to share the name right now until the investigation is over, but if you’re curious, leave me a comment and I’ll email the info to you.

I just feel so violated.

It could have been a lot worse.  The charges were relatively small…but still. I feel like I’ve done what I can do to protect myself and this *still* happened.

It gives me some comfort knowing that however this happened was probably just computer generated. I really doubt a real person singled me out.

But I can’t help but wonder.

And, how ironic is it that I just posted about keeping my identity veiled! If I wasn’t such a big fan of irony, I’d be pretty upset. ;)

So…what can you do?

Utilize your state’s free credit report program if they have one. (We do that once a year.)

Double-check your online accounts item by item. (I already do that nearly every day – every other day if I’m super busy. I’m having trouble not checking them every 30-minutes now.)  ;)

Contact the Credit Bureaus to put a Fraud Alert on your credit report if you suspect any foul play. (Been there, done that. It’s actually a really quick process.)

For your convenience, should you find yourself in this situation, here is the contact information you will need. (Each one says they’ll alert the other, but I’m too much of a perfectionist to just sit around and hope that happens. And, if you don’t think I have a paper-trail indicating the time and dates of everything regarding this entire mess, you’d be sadly mistaken. I’m sorry. Something about having my account information breached squashes the casual right out of my perfectionism.) ;)

Credit Bureau Fraud Departments

TransUnion
800-680-7289
Website

Equifax
800-525-6285
Website

Experian
888-397-3742 (just rang and rang, so I did it online)
Website

I just have to continue to be vigilant, take a deep breath, and get on with my day. Everything will work out, and I’m just hoping that this will all be rectified soon.  In fact, just writing about this has made me calmer already!

I’m a pretty optimistic and positive person most of the time, but I’ve never been an “oh, that really can’t happen to me” kinda gal. I really do try to expect the best, but I keep a plan to handle the worst in my back pocket.

I just hate having to use it. ;)

Today is Day 8 of 30 in the NaBloPoMo Challenge! Check it out and/or join in the fun! Calming down from a minor panic attack AND completing a post for Day 8? Done!

If I wasn’t such a big fan of irony, I’d be pretty upset…

Well, we have been planning a little family camping get-away to the mountains.  The plan is to leave on Friday morning and be at the primitive campsite (no “facilities”…but that’s okay!) for one night, just a few hours from home, enjoying all the mountains have to offer.  This is going to be Claire’s first real camping trip!  I’m so excited!

And, you know how I’ve been complaining about the heat?  We’ve been baking and broiling here.  The cooler temps in the mountains will be a welcomed relief.

So, imagine my surprise when I check out my online news station and am greeted by this lovely report:  “Summer Snow Storm Expected Friday!”

What!?  You’ve got to be kidding me!?  I mean, I’ve been begging for it to be cooler around here, but this is ridiculous!

I hate being a slave to the weather.  I hate plans that hinge on a good weather day.  Don’t get me wrong, I love plans that involve good weather, but I hate the thought of changing plans because it may or may not rain.  Or snow.  In frickin’ August.  Hello!?  It’s STILL SUMMER.  NO SNOW ALLOWED.

Too hot.  Too cold.  I’m way too hard to please, apparently.

So, what to do…what to do?

Well, I could shake my tiny fists at the sky, but that won’t do much.  My crystal ball is broken, and to be honest, it never really gave good advice anyway.  So, we’ve decided to do a game-time decision tomorrow.  Unless the weather sources look really really gross and nasty tonight, and then we’ll call it tonight.

Bummed.  I’m so bummed.  I wanted to take Claire camping…but the only thing worse than trying to have fun camping when it’s cold and rainy (believe me…I’ve been there!!) is trying to keep a toddler happy while camping when it’s cold and rainy.

No.
Thank.
You.

So, I’m trying to be positive about the whole thing.  There will be better weekends to go camping.  We’ve decided to have a fabulous family day on Saturday anyway.  Or maybe the forecast is wrong!  Maybe the storm will slip one way or the other or dissipate altogether!

What?  Stranger things have happened…like when it snowed in May.

Hmpf.  Bad example.

*sigh*